Are the traditional form of dental insurance. You
are free to choose your own dentist without penalty. The plan pays
all or part of the dentist's fee to the extent that it does not
exceed the Usual, Customary and reasonable fee( UCR) for that
Are similar to indemnity plans in most ways, but
patients are offered financial incentives to select their dentist
from a list of dentists who have entered into an agreement with the
insurance company to accept a pre-set fee.
Are not dental insurance at all. Under these
plans you must choose a participating dentist to receive benefits.
Discount Referral Plans:
Are plans are commonly "included" in
membership in some organization. The "insurance" pays
nothing to the provider at all. Typically, in return for having a
patient from the organization referred to his practice, the dentist
provides "free" examinations and gives some percentage
discount to the members.
In Network Only
In/Out Of Network
Employer and Employee Paid
Calendar Year Deductible:
Calendar Year Maximum:
For groups over 5 employees, please fax your census to