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Prescription Card Program

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The American Savers Business Alliance Program


Addresses the high cost of prescription drugs by providing Members with access to a unique Voluntary 4-level program with maximum fixed pay amounts.

Members pay a low maximum fixed amount on over 4,000 Brand Name and 2,000 + Generic prescription drugs in Levels One, Two and Three:


Level 1 Drugs at $10 or less
Level 2 Drugs at $20 or less
Level 3 Drugs at $40 or less
Level 4 Drugs at Low Contracted Rates


Level 4 drugs are available at significantly discounted rates through a Pharmacy Network of over 45,000 retail locations nationwide including most major chains. Members will pay 20% below the Average Wholesale Price (AWP) or the Maximum Allowable Cost (MAC, an established managed care cost), whichever is lowest. Members in need of maintenance medications (90-day prescriptions) may save even more by utilizing a Mail Order Delivery Program.


No Age Limit, No Deductible, No Claim Forms, No Waiting Periods
No Usage Limitations, No Pre-Existing Condition Restrictions
Friendly, Customer Service

                                           

Pharmacies Near You:   PHARMACY SEARCH

Prescriptions & Cost:  PRESCRIPTION SEARCH

This is Not Insurance    *Dispensed quantities may be limited  **Not all drugs available



WHAT DOES "Negotiated Price" Mean?

Your calculated price includes a network discount off the cost of the drug and the pharmacist's dispensing fee. This negotiated "calculated" price is generally much lower than the pharmacy's regular price.

WHAT HAPPENS IF MY LOCAL RETAIL PHARMACY'S ADVERTISED PRICE IS LESS THAN THE NEGOTIATED NETWORK PRICE?

The pharmacist should submit the regular price to the processor. The processor allows only the lower of the regular price or the negotiated price. (It is not uncommon for some stores to advertise "loss leader drugs" - drugs that they are willing to lose money on to encourage customers to come to their pharmacy.) If your drug is advertised at a lower price than the negotiated price the pharmacist should submit the advertised price to the processor. Do not allow yourself to be penalized because your prescription is being processed! Remember - your prescription must be transmitted to the processor so it can perform necessary safety checks against your drug profile.

HOW CAN I TELL IF MY PRESCRIPTION HAS BEEN TRANSMITTED?

A prescription that has been electronically processed should have a "Claim Reference Number" printed on your receipt or label. Always check for this number. This way you can be assured that you have received the lowest price and that your medication has been checked against your central profile for interactions or other problems.

WHAT PHARMACY CAN I GO TO?

This plan recognizes Any Willing Pharmacy Provider. Any pharmacy that agrees to meet the plan's conditions and electronically submit your prescription can fill it for you. Over 50,000 thousand pharmacies across the USA have already agreed to do this. However, if your personal pharmacy is not a member of this network, the pharmacist can call the toll-free number on your membership card and immediately arrange to process your prescriptions.

WHAT CAN I DO IF A PHARMACY WILL NOT HONOR MY DRUG CARD?


Pharmacy is an increasingly competitive business - as is all of health care. However, some pharmacies may not wish to compete in today's environment - or they may feel that they do not need to. This plan gives any qualified pharmacy desiring to participate the opportunity to do so. If you wish to take advantage of your plan and its benefits, you will need to go to a participating network pharmacy. This may require that you use a new pharmacy. Fortunately there are many who will value you as a customer - over 50,000 stores. Remember, a decision not to participate is that of the individual pharmacy, not the plan.

CAN I TRANSFER MY PRESCRIPTIONS TO A PHARMACY THAT WILL HONOR MY CARD?

Yes. The pharmacist at the store you wish to transfer your prescription to can usually do this for you.

WHAT PRESCRIPTION QUANTITY CAN I GET?


Your physician determines this; the standard is a 30 days supply. When using the "Maximum Out of Pocket" feature, this plan does limit quantities per prescription. However, if you are on expensive maintenance prescriptions it would be much less expensive to purchase your drugs through the Mail Order Option.


SATISFACTION GUARANTEED

The Rx MaxPay is confident you will be pleased with the service you receive, and you will appreciate the assurance that your family has access to affordable health care.

If your card does not save you more money than it costs you, simply cancel in the first 30 days and we will refund your member fee.

 

AmSBA Plan & Rates

RATES Per Month:

Member

Member + 1

Member + Family

$ 14.95

$ 19.95

$ 23.95

Plus a one time $20 registration fee per Member/Family

FAMILY is a Member, Spouse, and Dependent children through age 17 (through age 24 if full time student).

If your card does not save you more money than it costs you, simply cancel in the first 30 days and we will refund your member fee.

 

To Enroll Use one of the options available:

For Monthly "Checking Acct" Withdrawals: Click:   "ONLINE ENROLLMENT APPLICATION "  

For Monthly "Credit Card" Withdrawals: Click:  "FAX or MAIL APPLICATION "  

 

Once you receive your membership card with your effective date on it,
you may immediately start enjoying the many benefits of AmSBA II.


Effective Date:
All effective dates will be on the first (1st) of the month. Any enrollment application received by the 28th of the month will be effective on the first of the next month. All enrollment applications received after the 28th will be effective on the first of the following month. Example: Date received - Jan. 29th / Effective date - March 1st.

Changes in Coverage / Cancellation Policy:
For your protection we require that you notify AmSBA II in writing of any status change you wish to make in your coverage. AmSBA II will accept cancellations in writing only. You may cancel your coverage at any time, however you will not receive a refund for any month in which your coverage was in force/active. Please email us to request this form.

 

For Questions and Support - Please Call Member Services:

Phone: 1-201-703-3782    or    Fax: 1-201 703 0045

Associated Insurance Services, Inc.

11 West Passaic Street

Rochelle Park,  NJ  07662

E-mail: customersupport@ais-assist.com